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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Pat Hill, a proven Dyer, Schererville and St. John, Indiana NUMBER1EXPERT™ Top Selling real estate agent. Find Dyer, Schererville and St. John Homes - Find Dyer, Schererville and St. John, Indiana real estate listings & homes for sale provided by Pat Hill, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Pat Hill, a proven Dyer, Schererville and St. John, Indiana NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Pat Hill, a proven Dyer, Schererville and St. John, Indiana NUMBER1EXPERT™ Top Selling real estate agent. Dyer, Schererville and St. John Information - Find local information on Dyer, Schererville and St. John, Indiana including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Pat Hill, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Pat Hill, a proven Dyer, Schererville and St. John, Indiana NUMBER1EXPERT™ Top Selling real estate agent. About Pat Hill - Information about Pat Hill including testimonials, guarantees, credentials, and contact information. Learn why Pat Hill is a proven Dyer, Schererville and St. John, Indiana NUMBER1EXPERT™ Top Selling real estate agent. 
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First Time Buyers >When is the Time to Buy
Buying a home for the first time is a major decision that requires planning and preparation. Becoming a homeowner is an exciting process with many complexities that real estate agents are trained to manage.
We are experienced in working with first-time buyers and are well-versed in the creative financing that can make dreams become realities. For those who are low on cash, there may be a mortgage assistance program to help you purchase a home with limited funds. Your real estate agent is familiar with these programs, which have variable guidelines. There are many financing options available in today's marketplace. A little creativity can help you enjoy the freedom and security of owning your own home and building up equity as your property increases in value.
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| Q |
What are the financial benefits of having a home near a body of water?
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| A |
The mere presence of water within 300 feet increases a home's value by 22 percent. |
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