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Dyer, Schererville and St. John Information
Welcome > Local Info > Dyer, Schererville and St. John Information ...

About the Dyer, Schererville and St. John, Indiana Area 

Request my Free Dyer, Schererville and St. John Relocation Package. It's packed full of useful and important information about the Dyer, Schererville and St. John, Indiana area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... 

It's my job to know EVERYTHING about Dyer, Schererville and St. John! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Short Sales >2. How to Request a Short Sale

If you are facing foreclosure and are considering selling your home as a short sale as an out, get in touch with a trusted real estate professional immediately. They will be able to assist you in the process of requesting to short sell your home.

  1. Your real estate agent will most likely tell you that some banks will not allow a short sale to happen. Contact your lender’s loss mitigation department and speak with a supervisor. Explain your financial situation and ask if you qualify to sell your home as a short sale.
  2. Ask the supervisor what documents you’ll need to proceed and make copies of those. (Depending on the lender this could be anything from bank statements, tax forms, pay stubs, etc.)
  3. Ask your real estate agent to come up with a comparative market analysis report to show your lender how much the home is worth based on home sales in the area.
  4. Write a letter of financial hardship detailing the reasons you are no longer able to make payments on your home.
  5. When you’ve completed all the aforementioned necessary paperwork, compile it together and mail it to your lender’s loss mitigation department.
  6. Pending your short sale application approval, request a deficiency release from the bank. The release absolves you of any obligation to pay the balance on the mortgage. If the bank refuses, continue to press the issue.

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Real Estate Trivia
Q 
What is the longest construction time for a private residence?

A 
The Winchester House in San Jose, CA, was under construction for over 38 years.
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Pat Hill, REALTOR®, real estate agent and broker for Dyer, Schererville and St. John Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat Hill
McColly Real Estate

850 Deer Creek Drive
Schererville, IL. 46375
Phone: 219-742-8825
Email: phill@NUMBER1EXPERT.com

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